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India's most complete
financial calculator

SIP · SWP · Step-up · XIRR · LTCG Tax · Retirement planning. Everything in one place — built for Indian investors.

Open SIP/SWP Calculator → Learn investing basics

✓ 100% free forever  ·  ✓ No data stored  ·  ✓ Works on mobile

4
Solve modes
XIRR
True return calculation
₹0
Cost forever
LTCG
Tax-aware results

All Calculators

Every tool you need

Built specifically for Indian investors — with step-up SIP, deferment, LTCG tax, and real XIRR math baked in.

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SIP + SWP Planner
India's most advanced invest-defer-withdraw calculator. Annual or monthly SIP/SWP with step-up, deferment period, LTCG tax, and 4 solve modes — required XIRR, withdrawal years, max withdrawal, or goal corpus.
Step-up SIP SWP XIRR Deferment LTCG Tax Goal Planning
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Coming Soon
Loan vs Invest
Should you prepay your home loan or invest the EMI amount? Get a definitive answer with real numbers.
Home Loan Opportunity Cost
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Coming Soon
LTCG Tax Harvester
Optimize your ₹1.25L annual LTCG exemption. See exactly how much to redeem and reinvest each year.
LTCG Tax Harvesting
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Coming Soon
Retirement Planner
Plan your full retirement corpus — how much to invest, for how long, and how long it will last.
Retirement Corpus
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Coming Soon
FD vs MF Comparison
Compare post-tax real returns on Fixed Deposits vs Mutual Funds across your tax slab.
FD Mutual Funds After-Tax

Why CalcWealth

Built differently

Most Indian finance calculators are outdated and basic. We built what we wished existed.

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Real XIRR, not fake returns

We calculate actual XIRR on your complete cash flow — not the oversimplified CAGR that ignores timing of investments.

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Step-up built in

Your salary grows every year — your SIP should too. Set a step-up % and the calculator handles compounding automatically.

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India-specific tax

LTCG equity tax at 12.5% with ₹1.25L exemption, debt fund slab-rate tax — all baked in. See your actual post-tax corpus.

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Zero data, zero ads

Everything runs in your browser. We store nothing, sell nothing, and show no ads. Never will.

Start planning your wealth today

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