Free ยท No signup ยท No ads ยท 5 calculators

India's most complete
financial calculator suite

SIP ยท SWP ยท XIRR ยท LTCG Tax ยท Retirement ยท Loan vs Invest ยท FD vs MF. Everything in one place.

Open SIP/SWP Calculator โ†’ Learn investing basics

โœ“ 100% free  ยท  โœ“ No data stored  ยท  โœ“ Works on mobile  ยท  โœ“ Dark & light mode

5
Free calculators
XIRR
Real return math
โ‚น0
Cost forever
LTCG
India tax-aware

All Calculators

Every tool you need

Built for Indian investors โ€” with step-up, LTCG tax, XIRR, and real post-tax math.

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SIP + SWP Planner
Annual or monthly SIP/SWP with step-up, deferment, LTCG tax, and 4 solve modes โ€” required XIRR, withdrawal years, max withdrawal, or goal corpus.
Step-up SIPSWPXIRRDefermentLTCGGoal Planning
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Loan vs Invest
Should you prepay your home loan or invest the extra money? Real post-tax answer with Section 24b tax benefit calculation.
Home LoanPrepaymentSec 24b
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LTCG Tax Harvester
Optimize the โ‚น1.25L annual LTCG exemption. See exactly what to redeem and reinvest each year to legally save tax.
LTCGTax SavingEquity MF
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Retirement Planner
How much SIP do you need? What corpus will you build? How long will it last? Complete retirement planning in one tool.
RetirementSWPCorpus
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FD vs Mutual Fund
Compare Fixed Deposits vs Equity and Debt MFs on a post-tax, inflation-adjusted basis. See real returns clearly.
FDEquity MFDebt MFPost-tax
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Why CalcWealth

Built differently

Most Indian finance calculators are outdated and basic. We built what we wished existed.

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Real XIRR, not fake returns

XIRR on complete cash flows โ€” not the oversimplified CAGR that ignores timing of each investment.

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Dark & light mode

Comfortable on your eyes day or night. Preference saved automatically.

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India-specific tax

LTCG at 12.5% with โ‚น1.25L exemption, Section 24b, slab rates โ€” all baked in.

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Zero data, zero ads

Everything runs in your browser. We store nothing, sell nothing, show no ads.

Start planning your wealth today

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